How to Prepare Your Child for a Real Job

If you don’t want to be the family with the 20-something adult child laying on your couch, then you have to get started early with helping to prepare your kid for his or her first real job, one that can support a basic lifestyle and have an expectation of self sufficiency. Ideally, you have been giving your child or children important money lessons since they were preschoolers, but the most critical time comes when they reach the age of 13 or 14. That is when they need to know that when they become adults, they will be expected to hold … Continue reading

Are You Emotionally Ready to Start Your Own Business?

 We all know that a business plan is essential for starting a home – based business. There are other things, though, that are just as essential to home based business success that get mentioned far less often. One of these things is emotional readiness. Starting a home – based business is a leap of faith, and whether you are employed at a job and planning to leave in order to start your own business or currently unemployed and about to invest what little savings you have into working from home, it can be scary to take the plunge. Fortunately, just … Continue reading

Are Your Trust Issues Holding You Back?

After a divorce it is natural to have a few trust issues. The person you put all of your trust in betrayed you and hurt you deeply. It is difficult to open yourself up to the possibility of that kind of pain again. You don’t want to feel vulnerable, and understandably so. Nobody expects you to rush into anything, so give yourself some time to deal with these trust issues now, so that they don’t continue to hold you back in the future. I’ve had a fair number of bad men in my life, as a result it has been … Continue reading

Summer Jobs For Your Teen

It’s almost summer time and for our teenagers that means summer jobs. As a single mother the decision to allow your child to get a summer job is a big one. If you need their help at home with younger siblings it may be out of the question, but is that fair? One of the huge expenses of all parents but particularly single parents is daycare so when you have a child old enough to take care of their younger siblings while you work, it can seem like a financial boon. The downside to that is that your older child … Continue reading

The Danger of Comparing Yourself to Others

It is not too often that I stop to think about what “everyone else” is doing. Perhaps that is a product of my upbringing, because there was constant talk of what “everyone else” was doing. For some reason, the constant comparison really got to me and I decided at a fairly young age that it did not matter much to me what “everyone else” was doing. I was going to do things my own way regardless of what my peers were doing, and I still do that to this day. It has occurred to me that other people may think … Continue reading

Keeping An Active Knowledge of Your Profession

Home – based professionals must do a lot of things to keep their businesses running, and it can be tempting to let some things that do not directly produce income fall to the bottom of the to – do list. We all know what happens to those items at the bottom of the to – do list, they stay there at the bottom of the list and do not get done. Keeping up on your professional knowledge is one of those tasks that does not produce income yet is essential to the success of your business. Sometimes it will even … Continue reading

Your Challenging Teen May Be Able to Better Resist Peer Pressure

If I can find the light at the end of any dark tunnel in raising teenagers, I will gladly look for it. Because I truly do believe that even the most challenging moments can bring about some good. So imagine my surprise and delight when I recently read that a new study finds teenagers who challenge their parents are more likely to stand up under peer pressure. There are usually two kinds of homes. In one type of home, teens can never question anything their parents say. They must simply do as they were told. In the other type of … Continue reading

Helping Your Child Overcome Shyness

My son is naturally shy. Researchers claim that it’s a genetic trait. So in reality, my son’s shyness does not surprise me at all. As a child, I wouldn’t even play games at my friend’s birthday parties. I had an intense fear of failure and I was worried the kids wouldn’t like me. Looking back, the fears were highly irrational, but try telling that to a six year old little girl! I had a few close friends, but I didn’t branch out too much. I was well liked and very focused in school, but when it came to social settings, … Continue reading

Give Yourself a Break

You’ve been doing everything you can to live a frugal lifestyle, spending less or nothing at all on the things that you need, letting go of the things that you might want and putting in the effort to find new ways to save your hard earned money. Well, now I am about to say it: It is time to give yourself a break. Letting go and indulging a bit is good for your finances ultimately because it helps you avoid the frugal fatigue that might otherwise set in. Having a little bit of planned indulgence, or a small break from … Continue reading

Encouraging Your Child to Keep Going

We sign our children up for activities and sports because of the fun and the education. Often we allow the child to pick a sport or instrument to gage their interests. Some parents get discouraged when a child seems to have a lack of interest in any extra-curricular activities. The reason is simple. A child does not have the experience or knowledge to know what he may like. The same way we make them try different foods or know the right Christmas gift even when the child gave no direction is how we guide extra-curricular activities. Yes, you simply pick … Continue reading