Debt and Marriage: How It is Tough to Love When You Owe

Many couples enter into a marriage with debt already in hand. Others accumulate debt together. Either way, nurturing a loving relationship can be hard when debt is hanging over your head. In fact, according to a study by Jeffrey Dew at Utah State University, couples who reported disagreeing about finance once a week were over 30 percent more likely to get divorced than couples who reported disagreeing about finances only a few times a month. Another inference can be made from this study: there is a whole lot of disagreement about money out there. Debt is a source of contention. … Continue reading

Earning Money for Furniture

I’m trading in my clutter for some nice, new bedroom furniture. I’ve always dreamed of some gorgeous bedroom furniture. The set we have now belonged to my husband for more years than he can remember. As a bachelor, he purchased it at an estate sale. He was going for more function than form and the idea that bigger is better, I think. It does have a ton of storage, I do have to admit. In fact, the headboard with its attached  sets of doors and drawers have more storage than we have clothes. I’ve taken to storing books in them. … Continue reading

Think Positively and Save Money

Thinking positively can help you save money. When you focus on the blessings in your life rather than on the things you don’t feel that you can afford, you will naturally be happier and require less of the material things. Also, thinking positively may help you figure out creative solutions the next time you feel as though you need to acquire something expensive. We do our best thinking when we are in a positive emotional state. Here are some ways that you can think positively about being frugal and consequently save money. Have goals and imagine how your life will … Continue reading

Travel Deals for LEGO Lovers

My 8-year-old is obsessed with LEGO Friends.  I too am quite fond of the popular plastic building blocks, though I appreciate them far more when they aren’t stabbing the bottom of my feet. Wouldn’t it be great to have a huge area dedicated solely to the construction and demolition of LEGO masterpieces without worrying about having your feet branded?  A place where kids can let their imagination soar while being inspired by gigantic one-of-a-kind LEGO structures? That’s exactly what can happen when you travel to LEGOLAND in Carlsbad, California.  But, now, instead of just touring the enchanted theme park, you … Continue reading

De-Cluttering Our House Has Lead to Saving Money

One of the lovely consequences of doing a huge de-clutter of our home and living with less is that we are actually saving more money! That is right, there is more money at the end of each month, despite rising food and gas prices. How is this possible? Well, analyzing things lately, here are some of the contributing factors and the connections that I can see from our budget since we have been de-cluttering, including some things that will be with us long-term. Bigger Tax Refund All of the donations that we made were itemized and served as charitable deductions, … Continue reading

Save Money by Planning Ahead

Dear overachiever mom who attached stuffed animals to the Valentine’s Day cards your kid passed out at school last week:  I don’t hate you.  Never mind, that all my 8-year-old Scotch-taped to her Snoopy Love Day cards were small packages of Skittles.  Not six-inch plush puppies.  I’m sure you never intended to make the rest of us parents feel like inadequate, uninspired, cheap losers. Listen, I considered flexing my creative muscle and having my kid attach snack-sized bags of peanuts to the cards.  Get it?  Snoopy, Charlie Brown, Lucy… the Peanuts gang?  Of course, sending nuts to school in this … Continue reading

Extended Love Day Travel Deals

February is a notoriously slow period for the hotel industry.  This translates into a golden opportunity for frugal travelers looking to save a bundle on a much-needed romantic escape.  Just because Valentine’s Day is over, doesn’t mean you can’t sneak away with your sweetie on a luxurious weekend trip without breaking the bank. Many hotels around the country are extending their Love Day-themed deals through the end of the month, including: Coronado Island Marriott Resort and Spa:  The upscale property is offering a money-saving deal dubbed the “Coronado Island Romance” package.  It features deluxe accommodations in a bay view room, … Continue reading

Saving Money with Home Repairs

So last month I covered the cleaning aspect of housekeeping.  I mentioned in the beginning of this year that housekeeping encompasses cleaning, home repairs, decorating and organizing. For the month of February, the focus will be on basic home repairs.  Knowing how to do some of these can help save money. This past week I got to experience a taste of this after discovering a leaky pipe in my kitchen.  Normally leaks come from underneath the sink.  But this one was coming through the cabinet next to my sink. It unfortunately required my husband, who is not a plumber, to … Continue reading

5 Things to Make From Scratch to Save Money

Homemade is usually best, especially when it comes to saving money. Here are five things you can make from scratch to save money. They include homemade cleaners, food prepared from scratch, baby items and more. Pizza Pizza dough is quick and easy when you make it in a bread machine. Even with loads of toppings, two large (restaurant large, not supermarket large) thin-crust pizzas will cost you around $4. For a little more money, you can buy prepared dough, but of course making your pizza completely from scratch means a lower cost as well as a lack of preservatives and … Continue reading

How to Save Money on Family Portraits

Family portraits are a nice way to create lifelong memories, celebrate special occasions or craft a favorite holiday gift. You can capture your family moments without spending a ton of money. Whether you get photos of just the kids or the whole extended clan, use the following ways to save more and spend less on all of your family pictures. Portrait Studio Deals and Coupons You can get some good coupons and deals with the chain portrait studios, especially if you are a new customer. They want to get you in the door where you will hopefully love your photos … Continue reading