Negativity Toward Self

Have you ever considered that the way you see yourself could be a hindrance to a fitter, healthier you?  So often we look at roadblocks as outside sources…lack of time, money, or even our own motivation. Yet if we don’t see ourselves in a positive light, this can also stand in the way of success.  There are a couple of reasons why.  One is that we unconsciously believe that we don’t deserve better. We may look in the mirror, hating what we see and think that this is it…this is the best we can do.  We aren’t worth the time … Continue reading

Clarification on the Birth Control Mandate

The Obama administration has released a clarification on the rules regarding the birth control mandate. It is the portion of the Affordable Care Act that requires health plans to cover contraception. Do you understand what changed and what stayed the same? This blog will give you the facts. The birth control mandate is part of the Affordable Care Act. As of August 1, 2012, all health plans are required to cover women’s preventative health care without charging for a co-pay, coinsurance, or deductible. It includes coverage for all forms of contraception that were approved by the Food and Drug Administration. … Continue reading

Over-the-Counter Birth Control Pills?

The American College of Obstetricians and Gynecologists has proposed a new idea. They say oral contraceptives should be made available over-the-counter without the need for a prescription. How would this affect your health insurance coverage? In August of 2011, the Affordable Care Act was expanded to include the coverage of women’s preventative health services. This means that all health insurance plans must cover the cost of those services, including all FDA approved forms of contraception, without charging a co-pay or deductible. All health plans, whether they are individual or an employer sponsored health plan, must cover birth control in this … Continue reading

Are You Treating Yourself Right?

Before I started working from home, I never really thought of myself as a lone wolf. In fact, I fancy myself to be quite a social animal. Recently, though, I have been hearing stories from friends which have solidified my opinion that working for myself, by myself is really the way to go. The things that people experience as a part of their employment never cease to amaze me. Talented people being let go suddenly, other talented people being placed in situations that show their employer’s total lack of regard for anything personal including family, the list goes on. I … Continue reading

Teaching Kids Self-Denial

I recently attended a symposium which featured a presentation by a childhood behavioral “expert.” Regular readers of this blog know how I feel about so-called “experts,” but this guy had a host of impressive credentials, not the least of which included raising eight children into incredibly successful young adults. Plus, I was very interested in his topic: “Teaching Kids the Art of Self-Denial.” According to the expert, one of the most important “gifts” you can give your child as he develops into an adult is to teach him or her to “routinely deny himself immediate pleasures to achieve future good.” … Continue reading

Worry, Control and Judging

What are the three things that can plaque a mother? It is worry, control and judging. And I would guess these are common issues for most mothers. It doesn’t matter what stage of life you are in, they can swoop in and overtake you. Why do we worry? Sometimes it is out of genuine concern. But other times our worry is based on a lack of trust or that everything won’t turn out exactly the way we think it should. Worry can keep us up at night. It has for me. It can consume you so much that you can’t … Continue reading

Lawsuits Over Birth Control Coverage Have No Merit

Recently, 43 Catholic organizations filed about a dozen lawsuits against the federal government. The groups feel that the federal requirement that all health insurance plans must cover birth control violates their religious freedom. This argument has no legal merit. There has been an ongoing battle regarding birth control. The federal government defines birth control as part of women’s preventative care. All preventative care must be covered by a health insurance plan without cost to the policyholder. Not long after this requirement was made, the United States Conference of Catholic Bishops led several Catholic organizations in a series of complaints about … Continue reading

Insurance Blog Week in Review – May 13 – 19, 2012

Once a week, the Insurance Blog Week in Review gives you a brief description of all of the blogs that were posted in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here weekly. Did you miss something? Now is your chance to “ketchup”. Governor Christie Vetoes Insurance Exchange New Jersey Governor Chris Christie has vetoed a bill that would have set up an online marketplace for health insurance. He feels that it is too early to set up his state’s insurance exchange, and is waiting to see what the Supreme Court decides about … Continue reading

Family Members and Control Issues During Illness

Ideally, when you have a serious illness, family should rally around you and offer unconditional support. Unfortunately, that doesn’t always happen. Sometimes illness can bring out the worst in people, and I’m not even talking about the person who is actually sick. Tensions can run high when you are facing a serious or possibly life threatening illness. All of a sudden, a sense of control has been removed, both from the person affected by the illness and the family and friends around the person. This affects people in different ways. In my family, it seems that we all want to … Continue reading

Learning to Love Yourself

When I got divorced I didn’t know how to be single. I had never given myself the time to be single, even as a teenager. My identity had become engrossed in having someone else love me, and when that person was gone I suddenly didn’t know who I was anymore. At first I panicked. Within a few weeks of the split I was out rushing to find someone to fill the void so I could feel good about myself again. I dated and dated for months trying to alleviate some of the pain I was feeling. I was absolutely terrified … Continue reading